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Aged Care After Stroke

Helping stroke survivors reclaim their lives

One out of every four people who suffer from a stroke will require some form of aged care afterwards. Aged care is a broad term that refers to the various services and support available to older people. While some stroke patients may be able to live independently, others may need assistance with activities of daily living such as bathing, dressing, and eating. In addition, aged care can provide support for social and recreational activities and help manage chronic health conditions.

We’re here to help.

We’re happy to answer any questions you have.

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Why stoke care is so important

Providing excellent stroke care is vital in aged care because the older someone is, the more likely they are to have an acute stroke. In fact, according to the National Stroke Foundation, people over the age of 65 are four times more likely to have a stroke than younger adults. 

Many reasons for this increased risk include age-related changes to the blood vessels and brain. Therefore, aged care facilities must have specially trained staff who can provide high-quality stroke care. This care includes assessing patients for risk factors, providing early intervention and rehabilitation, and supporting caregivers. By ensuring that stroke care is a priority in aged care, we can help improve older Australians' lives.

Common stroke symptoms:

  • Onset weakness and numbness
  • Sudden confusion
  • Trouble speaking and seeing
  • Dizziness and loss of balance
  • Severe headache with no cause

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Aged Care Fees Explained

Here is your guide to understanding aged care home fees.

Maximum Basic Daily Fee

In every aged care home, a basic daily fee is paid on top of your accommodation cost. This fee covers your basic living needs, including meals, laundry and cleaning, and utility costs like power and telecommunications. 

The Australian Government sets a maximum basic daily fee that aged care facilities can charge, currently set at $54.69 a day or $19,961.85 per year.

Services Australia sets this fee at 85% of a single Age Pension. The basic daily fee is the same for everyone (even if they don’t receive an Age Pension) and is increased twice a year, March 20th and September 20th, to match the rising cost of living.

Means Tested Care Fee

Once you submit an Income and Asset Assessment through Centrelink, you will not only be assessed on whether you are eligible for any subsidies but you’ll also be assessed on whether the means-tested care fee is applicable. 

If you have to pay the income-tested care fee, it means the government has determined you need to pay extra towards your day-to-day care, but only if you can afford it. Whether this fee applies to you is dependent on your financial situation and if you have a higher level of assets or income. The means-tested care fee will be between $0 and $259.26 per day.

It can take the government some time to calculate the amount you may need to pay for the means-tested care fee. Therefore, you and the aged care home you choose will be notified by letter when the price has been calculated, and payment will be backdated to the date you entered into care.

Accommodation Costs

All aged care providers can charge fees for your accommodation to cover the home's maintenance costs and amenities. Each nursing home sets this daily accommodation price, and it is advertised clearly in the accommodation cost. At MACG, our daily accommodation rate ranges between $27.62 and $88.55.

Many factors influence aged care accommodation costs, including the room size and type, facilities available and property prices. The Income and Asset Assessment will determine whether the Australian Government will subsidise this fee or fully pay for your accommodation costs based on your income earnings and assets.

Additional Service Fees

Many aged care homes in Melbourne offer additional services, similar to a hotel experience. Some common additional services include beauty and hairdressing, satellite television, internet, gyms, pools, workshops and alcohol.

Some aged care homes may allow you to pick and choose the services you want, so you only pay for what you use, whereas others may have an additional package.

These service fees are set by the aged care provider and aren’t subsidised by the government. Therefore, it’s best to consider these as out-of-pocket costs you will need to cover.

Extra Service Fees

Many aged care homes provide extra services that allow residents to upgrade their stay. Things that may be part of an extra service package include extended menus and drink options, higher quality linens and room furnishings.

Extra services usually come in a bundle and can either apply to specific room types or an entire retirement village. These extra services are not government subsidised.

Is There Government Support for Aged Care?

The government provides a few aged care subsidy programs to assist residents who struggle to afford aged care support. The main program you can apply for is Financial Hardship Assistance. If you are eligible, the Australian Government will assist in paying some or all of your aged care fees (this includes respite care). Find out if you are eligible for Financial Hardship Assistance.

The cost of stroke care in aged care homes

In many cases, stroke survivors require long-term care, which can be costly. Aged care homes are one option for stroke survivors who need ongoing care and support. However, the cost of care in an aged care home can vary depending on the level of support required and the location of the care home. Given the high cost of stroke care, it is important to consider all options before deciding where to receive stroke rehabilitation.

Reach out to our aged care assessment team to discuss the costs related to stroke care.

Learn More
Our Homes
Room Type
Refundable Deposit ($)
Daily Accommodation Rate ($)
Boronia Residential Aged Care
Companion room
320,000
71.45
Boronia Residential Aged Care
Premium single
450,000 - $500,000
100.48 - 111.64
Boronia Residential Aged Care
Standard single
375,000
83.73
Carrum Downs Aged Care
Companion room
300,000
66.99
Carrum Downs Aged Care
Premium single
400,000
89.32
Carrum Downs Aged Care
Standard single
350,000
78.15
Casey Aged Care
Companion room
320,000
71.45
Casey Aged Care
Premium single room
450,000
100.48
Casey Aged Care
Standard single room
350,000
78.15
Casey Aged Care
Studio suite
550,000
122.81
Casey Manor
Standard single room
400,000
89.32
Casey Manor
Premium single room
450,000
100.48
Grand Cedar Aged Care
Deluxe
650,000
145.14
Grand Cedar Aged Care
Premium
800,000
178.63
Grand Cedar Aged Care
Standard
450,000
100.48
Northern Gardens
Companion room
300,000
66.99
Northern Gardens
Premium single room
450,000
100.48
Northern Gardens
Standard single room
350,000
78.15
Oaklea Hall
One bedroom apartment
450,000
100.48
Oaklea Hall
Premium room
400,000
89.32
Oaklea Hall
Standard single
350,000
78.15
Oaklea Hall
Studio apartment
450,000
100.48
Parkdale Aged Care
Companion room
350,000
78.15
Parkdale Aged Care
Premium single / Sea view room
450,000 - $500,000
89.32 - 111.64
Parkdale Aged Care
Single room
400,000
89.32
Traralgon Aged Care
Companion room
250,000
55.82
Traralgon Aged Care
Premium Single
325,000
72.57
Traralgon Aged Care
Standard single
300,000
66.99

How we assist stroke survivors 

In our aged care homes, we aim to provide the necessary support to enable residents to reach their full potential. We work closely with the resident, their family and other health professionals. We tailor our approach to each individual, considering their unique needs and preferences. We aim to help residents regain as much independence as possible and participate in activities they enjoy.

Learn more

The type of support we provide:

  • Physiotherapy
  • Cognitive impairment therapy
  • Occupational therapy
  • Speech therapy
  • Social support

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Life in aged care

Transitioning into one of our care homes is easy. We provide support services, lifestyle activities and community engagement programs to ensure our residents are comfortable.

Warm homes

We provide all the support services our residents need to be comfortable in our nursing homes. 

● 24-hour staffing with qualified care teams

● Care services to suit all needs and preferences

● Allied health services

● Meals cooked on-site and designed by dietitians

● Laundry cleaned on-site

Respite care

Palliative care

Keeping active

Staying active and engaged keeps our residents healthy and happy in our care homes.

● Meditation and relaxation

● Cultural and spiritual well-being

● Social, emotional, and pastoral support

● Memory and reminiscence programs

● Mobility, wellness and sensory programs

● Seated Tai Chi and walking groups

● Physiotherapy exercise classes

● Community giving, volunteering and fundraising

● Meal preparation and baking

● Music, movies, and travel exploration

● Pet and animal visits

Community giving

Our residents love getting out in the local community and participating in charity programs.

● We work with charities such as Beyond Blue and Cancer Council Australia

● Each home supports a charity in the local region

● Residents can choose how to volunteer, such as baking, knitting and fundraising

Income and Asset Assessment

The Income and Asset Assessment determines how much you’ll pay for aged care services.

What is the Income and Asset Assessment?

The Income and Asset Assessment is a means test set by the Australian Government to decide if you are eligible for a Commonwealth subsidy for part or all of your aged care home fees.

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What Gets Assessed in the Income and Asset Assessment?

In this means test, your income and assets are evaluated. What is considered ‘income’ includes but is not limited to financial investments, age, disability or service pensions, income support payments, bonds, shares, your superannuation, family trusts and super funds. 

Assets include properties you own (including your own home), investment properties, private or partnered businesses, and more. You will be asked a range of questions regarding your income and assets to determine your eligibility for subsidies. 

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How to Organise the Income and Assets Assessment

You can complete the Income and Assets Assessment online through My Aged Care

The assessment is broken down into three steps and is fairly quick to complete. The same form is used for all support types, whether you’re looking for short or long-term care or support in the home. 

To complete the assessment, you will need your Medicare card. You can also organise for a representative to complete the application on your behalf. 

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How Long Does the Income and Asset Assessment Take?

The online assessment should not take longer than 20 minutes of your time. However, after submitting the assessment, you will receive a call to arrange a complete evaluation and review of your application. 

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Have a look around your local MACG aged care home

Aged Care Payment Options

There are three different ways you can pay your aged care fees:

  • A refundable accommodation deposit (RAD)
  • A daily accommodation payment (DAP)
  • A combination of both

MACG’s preferred method of payment is via direct debit. Therefore, a direct debit form will be provided to you during the pre-admissions meeting.

Monthly statements are issued to permanent residents (or their representatives) at the beginning of the month and detail the debit amount. This direct debit is processed on the 15th of every month (bar public holidays or weekends in which the payment will be taken the following business day).

If you have any questions about the admissions process, cost of care, or would like to book a tour, please contact our Admissions Team. 

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Frequently asked questions

What is stroke care in aged care?

In aged care, stroke care involves a team of specialists who work together to provide comprehensive support for stroke survivors. This team may include doctors, nurses, physiotherapists, occupational therapists, and speech therapists. Together, they will develop a care plan that meets the individual needs of the stroke survivor. 

What type of stroke support do we provide?

We provide support for all types of stroke survivors. We have various resources available to help you recover and live your best life. We offer support groups, individual counseling, and educational materials. We also have a 24/7 helpline to call for support or advice. Our goal is to help you through every step of your recovery journey. We know that strokes can be debilitating and life-changing, but we also know that recovery is possible. With our help, you can regain your independence and lead a fulfilling life.

What online resources are available for me?

If the stroke survivor is under age 65, it’s worth contacting the National Disability Insurance Scheme (NDIS) to get advice and learn more about care options for your family member. The Stroke Foundation can also help you with more information about stroke rehabilitation and care.

Who is involved in the care of a stroke patient?

Stroke is a leading cause of disability in older adults, and those who survive a stroke often require long-term care. In an aged care facility, the supervision of a stroke patient is typically a team effort involving nurses, doctors, physiotherapists, occupational therapists, and other health professionals. Each team member's specific roles and responsibilities will vary depending on the individual patient's needs. For example, nurses may provide around-the-clock care and assistance with activities of daily living, while physiotherapists may focus on helping patients regain movement and function. Regardless of their specific roles, all team members work together to ensure that stroke patients receive the best care.

What If I Can’t Afford It?

If you find you’re unable to afford residential aged care costs, there are a number of avenues you can explore for assistance. If your Income and Asset Assessment determines you can’t afford aged care services, the Australian Government can provide subsidies for aged care support. 

You may be eligible for Financial Hardship Assistance to partially or fully cover the basic daily fee, means-tested care fee and accommodation costs. Each case is assessed individually and depends on the type of care you need. 

You can also consult with a Financial Information Services (FIS) representative. The FIS is an entirely free Australian Government program that helps you make informed decisions about your finances.

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Who Can I Reach Out to for Help?

If you require assistance or more information, please contact any of the departments below.

  • MACG Accounts Department – 9428 2800
  • Centrelink – 132 300 or www.centrelink.gov.au 
  • Department of Veterans Affairs – 133 254 or www.dva.gov.au 
  • Department of Social Services – 1300 653 227

You may also wish to gain specialist advice from an Aged Care Financial Planner to restructure your finances to your best advantage when entering care.

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Call  (03) 9428 2800

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